Marine Benefits

Marine Benefits gives you instant access to your health insurance account and medical services on your phone. Download the Re:fresh App, register, and manage your coverage anytime, anywhere.

Submit insurance claims directly through the app in seconds—no forms, no delays. View your policy details and documents whenever you need them, with all information stored securely in one place.

Find accredited hospitals and healthcare providers in your network quickly. Access contact information for doctors and specialists to schedule appointments or get emergency care. Get personalized health tips and wellness guidance tailored to your medical profile.

Marine Benefits members enjoy a streamlined claims process, instant policy access, and a complete directory of trusted healthcare facilities. Everything you need to manage your health insurance is in your pocket.